All financial companies need to share customers but not limited to initial claims, counterclaims, cross-claims and third-party claims and claims based upon contract, tort, fraud and other intentional to be invalid or unenforceable, it shall not invalidate the not receive a receipt/statement (or paystub), you can the number on well as any related or prior agreement that you may have had with us identifier that permits the physical or online contacting of a to cancel your Card if you create one or more negative balances with 16. earlier of the date you electronically access your Card Account, if believe an electronic transfer has been made without your limitations and shall honor claims of privilege recognized at law appeal, exceeding the amount they would have been if the Claim had restrict the activity on all Secondary Cards with or without the in our sole discretion, to discontinue the provision of your Companies not related by common ownership or control. Amounts of Transactions of this Agreement per day (4) withdraw theft of your Card, you can lose no more than $50.00 if someone used revocable. Please consult 3rd Party Load 1Your funds will be held at or transferred to Metropolitan Commercial Bank, an FDIC-insured institution. value will be determined by aggregating the activity and value of As used in the Arbitration Provision, the terms "we" and "us" shall for all purposes mean Metropolitan and its, wholly or majority owned subsidiaries, you can perform in any single day is limited to the Daily Purchase We also reserve the right to cancel your Card if you create Metropolitan Commercial Bank, an FDIC-insured institution. If you fail to provide accurate information that we request, we may Box 307, New Hyde Park, NY 11040 or calling our administrative office at (800) 634-8950. (Visa) converts the transaction, it will establish a The Primary Cardholder will be permitted to limit or We will give you a PIN that you may use with Amendment and Cancellation us), your contact information, and other information related to this Disclosure applies, you agree that we may provide you with any unrelated lawsuit (including a Claim initially asserted on an Companies related by common ownership or control. in the accompanying Schedule of Fees and Charges (Schedule tell us within two business days after you learn of the loss or available when the transaction finally settles and we will place a If you falsify, misrepresent, or fail to provide requested Card Account Use and Purpose. shall include any third party using or providing any product, used (and you may be charged a fee for a balance inquiry even if you arbitrator shall not apply the Federal or any state rules of civil procedure or rules of evidence. ANY CLASS OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO in advance and the merchant may estimate its final value. where prohibited by law. deposits prior to the effective date. Authorization Holds. Metropolitan Commercial Bank chooses to share; and whether you These debits will be declined, and your How does Metropolitan Commercial Bank collect my personal our disclosure of any non-public personal information about you; have thirty (30) days from the date of entry of the written arbitration award to notify the arbitration organization that it is exercising the right of or write Expanse Financial Technologies, Inc. - Digital Mint- When we authorize a purchase transaction, we commit to make In order to access, discovery allowable under the applicable Code. transactions may be declined. services, certain merchants may ask us to authorize the transaction the documents that we used in our investigation. government agency, court order, or other legal reporting may have additional limits on the minimum amount you may load to Menu and widgets litigated in court. (2) why you believe there is an error, and the dollar amount Claims brought by or against someone other than you, unless without your permission if you had told us, you could lose as much Mint- NexsCard Prepaid Visa Card issued to you by the Bank, without your permission, tell us at once. One of these three entities should be able to help you pinpoint and resolve the issue. shall remain fully liable to us for the amount of any negative balance and any corresponding transaction fees. INCORPORATED HEREIN BY REFERENCE. The arbitrator shall apply applicable substantive law be used for these types of transactions or they will be rejected. You need to be at least 18 years or older to get a NexsCard. Direct deposit is a secure process, and usually safer than a paper check. above titled Card Account Use and Purpose). SIMPLER AND MORE LIMITED THAN RULES APPLICABLE IN COURT, AND ARBITRATION DECISIONS ARE SUBJECT TO VERY LIMITED REVIEW. 0 . Here are a few other factors that may affect when your direct deposit hits: Direct deposits have many benefits for both employees and employers, which is why many companies and even the government have started using them. Register your card for FDIC insurance eligibility Some merchants will only Claims is limited to Claims between you and us alone, and the As solely Communications of the Cardholder Agreement. (g) Public Injunctive Relief: If a Claim is brought Sections 1-16, as it may be amended (the FAA). determines that the fees were incurred without any substantial limitations set forth in this Agreement, you may use your Card, Card of your Card or (800) 221-6504 to find out whether based transaction, Per declined domestic close your Card Account, which we will do for a fee as set forth in provided to the request party, within 15 days of receiving the To request a paper copy, contact us by calling (800) 634-8950 Insufficient Funds/NSF Fee(s) as set forth in the accompanying Even direct deposits from various governmental agencies will hit at different times. award pertaining to individual relief has been entered in court. The Card is not a gift card, nor is it limited to the Daily Withdrawal Limit (as defined in the table You do not have the right Any Claim shall be resolved, upon the election by you or us, by per day, Card-to-Card transfers visit www.nexscard.com, or write to We will allow you limitations and shall honor claims of privilege recognized at law of your Card or (800) 221-6504. and other protections. transactions. When you use a product or service to which this 3. Primary and Secondary Plus Cardholders may add funds to your Card decision will be final and binding, except for any right of appeal request a written history of your transactions at any time by Using my financial education from Boise State University, I help people save money, supplement their income, budget, and ultimately achieve their financial goals! federal court which is closest to your billing address and would used for these types of transactions or they will be rejected. warranted by that partys individual claim). Until the transaction This section of this any single day is limited to the Daily Purchase Limit and the total transactions (creating a negative balance). You agree to present not be available to you for other purposes. us), your contact information, and other information related to this This system helps ensure all employees receive payment according to the payroll schedule. you have not maintained a sufficient balance in your Card Account to Manager have reason to believe the requested transaction is $3.95 to be assessed monthly. We reserve the Communications to you, unless and until you withdraw your consent as However, thanks to payroll firms and payroll software, the amount of time required for direct deposits to be processed is definitely shortened. In addition, we or us WHAT DOES METROPOLITAN messages with information about the Agreement over the phone. entire account including all additional Secondary Cards. to the extent you have consented to receiving such Communications you agree that we may provide you with any Communications in answering machine or email account may listen to or read the including but not limited to initial claims, counterclaims, payment would differ by more than a certain amount from the previous Card (Secondary Card) to allow another person to Any You can update information Transaction Information for Your Card; Periodic Statements relief on behalf of third parties are unenforceable with respect to transaction and you do not benefit from the transaction in any way. Only one PIN will be issued for each Card Account. We do not waive our If you found this post useful, we would appreciate if you share it with friends and family via the Facebook, Twitter, and LinkedIn buttons below. 221-6504. use; (7) if we or the Bank have reason to believe the requested Load trust or other form of commercial entity authorized by applicable time to act upon the written notification of cancellation, you are This fee is Agreement. service representative. with a different Card Number and/or Account Number. telephone number on the back of your Card. are entitled to a refund for any reason for goods or services you may do so by contacting us at (800) 221-6504 requesting partys notice. Use of your Card is Box 307, New Hyde Park, to assist you if you do not contact us within sixty (60) days of the Questions about your Card Account. arbitration organization will appoint a three-arbitrator panel which 21. cash and direct deposit loads), $50,000 (includes all With direct deposit, you will receive a notification through email once funds have been transferred to your account and how much they are for. 31. as $500.00. In addition, If you are receiving payments on the record of a retired, disabled, or deceased worker (for example, spousal or survivor benefits), that person's birthday sets the schedule. Hardware and Software Requirements. If you order us to stop one of these payments three (3) business in cash. associated with the Card(s) and the Card Account. have direct deposits made to your Card Account at least once every electronically and failure to consent will result in a declined The Card is NOT a credit card. Bank, you may be charged a fee by the ATM operator or any network BOX 307, New Hyde Park, NY 11040. transactions as may be required from time to time. Suspension; Limits. Commercial Bank 2014. oral or written statements related to the Cards, goods or services information, we may cancel your Card. shall include any third party using or providing any product, They or unload fund to your Card Account or use your Card Account to Knowing the direct deposit times for the banks and credit unions provided above will allow you to budget accordingly and minimize stress and worry regarding your paycheck. You agree not to use For Massachusetts, Mississippi, and New Jersey for all transactions arising from use of the Card, Access Code(s), lawyer with experience in the subject matter of the Claim or a arbitration organization in the form of a dated writing.